Historical source · Newly written reader record
Partial reconstruction: ten public catalogue entries are recovered. A complete publisher issue, its editorial material and final pagination have not been verified. The Arabic-titled 2015 in-press work linked from the old route is excluded from this English June 2013 contents list.
Home financing, ownership and settlement research
A Malaysian reader comparing a home-financing offer may want to know when payments reduce the balance, when ownership transfers and what happens on early settlement. This is a reading purpose, not a claim that all papers answer those questions. The map identifies starting points without turning a research debate into a present-day contract rule.
Start with the question you have
How do home payments relate to ownership?
Hasan: norms and the Excel formula; al-Maghribi: home-financing models. Compare arguments, then check the actual payment and ownership documents.
What service is being sold when I arrange a will?
al-Mamun: Malaysian will-writing service channels. A research title does not identify your assets, heirs or service fee.
What knowledge should a Shariah adviser have?
Farook and Farooq: education and professional expertise. The author abstract proposes a qualification discussion, not a current roster.
Full text explanation
For home financing, read the Hasan and al-Maghribi entries. For will-writing services, use the al-Mamun entry. For education of Shariah practitioners, use Farook and Farooq. These routes identify topics only; check the access and pagination limitations alongside each entry.
Issue contents
The list below follows catalogue page order. It is a reconstructed article list, not a facsimile table of contents or a claim that all editorial matter has been recovered. Original English titles remain in the BM record so you can locate the originals. Authors’ names are bibliographic credits, not biographies or current institutional appointments.
Sources: J2
- Catalogue pp. 9–27
Islamic norms, the Excel formula and home financing models
Zubair Hasan
The catalogue gives pp. 9–27. The author-deposited MPRA metadata gives pp. 7–28. This page does not resolve that interval. Read the legitimate author copy below; do not use these numbers as a verified final journal citation.
- Catalogue pp. 29–88
Conceptual analysis of Islamic home financing models
Nabil Bin Muhammad al-Maghribi (catalogue transliteration)
Catalogue metadata identifies a home-financing comparison. The catalogue misspells “Conceptual” as “Connceptual”; the reader label is corrected. Full article findings have not been independently recovered for this record.
Sources: A2
- Catalogue pp. 89–114
Wasiyah (Islamic will) writing service in Malaysia: an investigation of the supply channel
Suhayli al-Mamun (catalogue transliteration)
This is a service-channel research title, not a will-writing form or a ruling on a reader’s estate. Metadata only; no unseen findings are summarized.
Sources: A3
- Catalogue pp. 115–134
Critique of the non-interest banking framework in Nigeria
Ahmad Bello Dogarawa
Nigeria is the named jurisdiction. Do not import its historical legal discussion into a Malaysian product decision. Metadata only.
Sources: A4
- Catalogue pp. 137–160
Shariah governance, expertise and profession: educational challenges in Islamic finance
Sayd Farook and Mohammad Omar Farooq (author record)
The author record confirms the volume, issue and pages. Its abstract is summarized below; the full article was not retrieved. Catalogue names use different transliterations.
- Catalogue pp. 163–168
Risk sharing: an alternative to interest-based debt financing
Mughis Shawkat
A risk-sharing discussion is indexed. Its title does not establish that any investment is capital-guaranteed or suitable for a particular reader. Metadata only.
Sources: A6
- Catalogue pp. 169–173
Application of Suftajah in modern Islamic financial institutions
Yusuf Adam al-Badani (catalogue transliteration)
The catalogue indexes a discussion of Suftajah. No transaction structure or present-day remittance offer is reconstructed from this title.
Sources: A7
- Catalogue pp. 175–182
Distribution of Mudarabah profits in classical school of Fiqh: clarification of a misconception
Farrukh Habib
Mudarabah is a capital-and-management partnership term. This catalogue entry supplies identity, not a verified profit-sharing rule; no ratio or fatwa is invented.
Sources: A8
- Catalogue pp. 183–189
Instruments for meeting capital adequacy requirements under Basel III: a Shariah perspective
Beebee Salma Sairally; Murjan Muhammad; Madaa Munjid Mustafa (catalogue spellings)
This concerns institutions’ capital requirements. It is not a promise to protect a consumer’s invested capital. Names and pagination here are catalogue metadata.
Sources: A9
- Catalogue pp. 191–198
The application of commodity Murabahah in Bursa Suq al-Sila Malaysia vis-à-vis Jakarta Future Exchange Shariah Indonesia: a comparative analysis
Ashraf Wajdi Bin Dato Dusuki; M. Mahbubi Ali; Yulizar D. Sandrego (catalogue spellings)
The title identifies a Malaysia–Indonesia comparison of commodity sales used in financing. It does not verify execution of a reader’s transaction. Metadata only.
Sources: A10
Two accessible starting points, with limits
Home-financing debate. Hasan’s author manuscript challenges instalment-formula models using his stated fairness and ownership-transfer criteria, and proposes a different diminishing-balance method. This is the author’s historical argument, not this record’s Shariah verdict. The full author copy is linked externally; its publication pagination is unresolved.
Sources: J3F
Expertise and education. Farook and Farooq’s abstract frames training and qualification standards as industry challenges and outlines a professional-development discussion. Only that abstract and the author publication metadata were retrieved. This record does not reproduce the abstract or claim to have checked the paper’s detailed framework.
Sources: J4
English and Arabic journal citations
An issue match needs more than a backlink
Established: English issue identity
INCEIF holding: 2013 Vol.5 No.1. Author publication fields and catalogue match June 2013.
Recovered: ten catalogue entries
Titles, credited authors and catalogue page intervals are available. Full findings are not inferred from those fields.
Unresolved: complete publisher contents
Editorial/front matter and final page intervals need a complete English publisher copy or authoritative issue contents.
Excluded: Negasi’s 2015 in-press record
Arabic title; xx(xx); pages 1–24; accepted text restricted. A link to the 2013 route supplies no final issue membership.
Full text explanation
The English 2013 issue is supported by library and author records. Ten catalogue entries can be listed. A complete publisher contents page remains missing. Negasi’s Arabic-titled work is a 2015 in-press record without volume or issue; it is excluded, and its final publication identity remains unresolved.
The referring IIUM record credits Mohamed Ibrahim Negasi and describes a 2015 in-press article about the International Islamic Fiqh Academy and investment sukuk. Its journal fields remain “xx(xx)”; the accepted PDF and letters are staff-restricted. It points to the old June 2013 page, but that link does not reconcile the year, language or issue. Its final publication identity remains unverified, so it is not included among this issue’s articles.
Sources: J5
The old archived landing page could not be reopened during this check. Its previously recorded heading is retained as a historical pointer, while the fresh library and author records support the issue identity independently. The old archived landing page has not been recovered.
Sources: J6
Cite the version you actually read
Read the dates and pages separately
Full text explanation
For Hasan’s paper, the repository labels the work 2012, the publication June 2013 in volume 5 issue 1, and the deposit 2 July 2013. Its 7–28 page interval differs from catalogue 9–27. Treat final journal pagination as unresolved; the author manuscript is a separate accessible version.
For an accessible manuscript citation, use: Zubair Hasan, Islamic norms, the excel formula and home financing models, MPRA Paper 47955, author-deposited version, accessed 6 October 2026. Add final journal pages only after checking that version. The library’s print ISSN identifies a serial, not every digit in a particular article’s pagination.
Use the research carefully in a decision today
Later Malaysian governance has its own dated primary documents. Bank Negara Malaysia’s Shariah Governance policy was issued 20 September 2019 and generally took effect 1 April 2020; paragraph 12.5 took effect 1 April 2023. Do not describe a 2013 research proposal as that policy. This source record gives no approval of a provider’s actual transaction.
Sources: N1
Muslim and non-Muslim readers can use the same research record. Product participation is a separate question: HSBC Amanah’s Personal Financing-i FAQ explicitly includes eligible Muslim and non-Muslim customers. That statement is about its named product; it neither determines your eligibility nor proves that every financing, investment or social-finance scheme is open to everyone.
Sources: N2
- For a financing comparison, ask for the actual Product Disclosure Sheet, offer and agreements. Identify who owns or sells each asset, who receives the money, what you owe, and how settlement changes the obligation.
- Compare the same amount, term and purpose: total payments, fees, late-payment terms, early-settlement treatment, exclusions from any bundled protection and security requirements. This is an editorial checklist, not a rate quotation.
- For a will-writing service, check what work the fee includes, who stores or executes the document, and whether advice covers your actual assets and family. This issue supplies no individual estate outcome.
- Record original title, authors, journal, issue, version, access status and source date before citing a finding. Do not cite a catalogue title as though you read the full paper.
References
- J1 · ISRA international journal of Islamic finance / ISRA
INCEIF Knowledge Management Centre. Publication/version: Serial catalogue; item 13913 is 2013 Vol.5 No.1. Access: Library holding metadata; no online full issue recovered.
- J2 · June 2013 issue catalogue: 10 article records
e-Marefa. Publication/version: Vol.5 No.1; database represents date as 30 June 2013. Access: Public bibliographic entries; banner limits content to subscribers.
- J3 · Islamic norms, the excel formula and home financing models
Zubair Hasan; MPRA, University Library of Munich. Publication/version: Repository work date 2012; publication field June 2013; deposited 2 July 2013; modified 26 September 2019. Access: Public author-deposited paper and metadata.
- J3F · MPRA_paper_47955.pdf
Zubair Hasan; MPRA, University Library of Munich. Publication/version: Author paper dated 2012 on repository cover; associated publication June 2013. Access: Public full author-deposited paper; 16 PDF pages.
- J4 · Shariah Governance, Expertise and Profession: Educational Challenges in Islamic Finance
Sayd Farook and Mohammad Omar Farooq; SSRN author record. Publication/version: June 2013; posted 19 April 2011; last revised 30 June 2013. Access: Author abstract and publication metadata retrieved by search; direct fetch failed.
- J5 · International Islamic Fiqh Academy and the impact of its research and resolutions…
Mohamed Ibrahim Negasi; IIUM Repository. Publication/version: 2015 in-press record; deposited 5 February 2016; updated 20 July 2016. Access: Arabic-titled record with English abstract; accepted version and letters restricted to repository staff.
- J6 · Historical June 2013 issue landing page
ISRA via Internet Archive. Publication/version: Archive capture 27 May 2017 of historical 2013 route. Access: Fresh fetch failed; heading previously recorded in project research, not reverified here.
- N1 · Shariah Governance policy document
Bank Negara Malaysia. Publication/version: Issued 20 September 2019; effective 1 April 2020 except paragraph 12.5 effective 1 April 2023. Access: Public original policy document.
- N2 · Personal Financing-i FAQ
HSBC Amanah Malaysia Berhad. Publication/version: No printed publication/effective date found. Access: Public provider FAQ checked 6 October 2026.
- A1 · Islamic norms, the Excel formula and home financing models
e-Marefa bibliographic record; original issuer ISRA. Publication/version: June 2013; catalogue date 30 June 2013. Access: Public metadata inspected in issue listing; full text not retrieved.
- A2 · Conceptual analysis of Islamic home financing models
e-Marefa bibliographic record; original issuer ISRA. Publication/version: June 2013; catalogue date 30 June 2013. Access: Public metadata inspected in issue listing; full text not retrieved.
- A3 · Wasiyah (Islamic will) writing service in Malaysia: an investigation of the supply channel
e-Marefa bibliographic record; original issuer ISRA. Publication/version: June 2013; catalogue date 30 June 2013. Access: Public metadata inspected in issue listing; full text not retrieved.
- A4 · Critique of the non-interest banking framework in Nigeria
e-Marefa bibliographic record; original issuer ISRA. Publication/version: June 2013; catalogue date 30 June 2013. Access: Public metadata inspected in issue listing; full text not retrieved.
- A5 · Shariah governance, expertise and profession: educational challenges in Islamic finance
e-Marefa bibliographic record; original issuer ISRA. Publication/version: June 2013; catalogue date 30 June 2013. Access: Public metadata inspected in issue listing; full text not retrieved.
- A6 · Risk sharing: an alternative to interest-based debt financing
e-Marefa bibliographic record; original issuer ISRA. Publication/version: June 2013; catalogue date 30 June 2013. Access: Public metadata inspected in issue listing; full text not retrieved.
- A7 · Application of Suftajah in modern Islamic financial institutions
e-Marefa bibliographic record; original issuer ISRA. Publication/version: June 2013; catalogue date 30 June 2013. Access: Public metadata inspected in issue listing; full text not retrieved.
- A8 · Distribution of Mudarabah profits in classical school of Fiqh: clarification of a misconception
e-Marefa bibliographic record; original issuer ISRA. Publication/version: June 2013; catalogue date 30 June 2013. Access: Public metadata inspected in issue listing; full text not retrieved.
- A9 · Instruments for meeting capital adequacy requirements under Basel III: a Shariah perspective
e-Marefa bibliographic record; original issuer ISRA. Publication/version: June 2013; catalogue date 30 June 2013. Access: Public metadata inspected in issue listing; full text not retrieved.
- A10 · The application of commodity Murabahah in Bursa Suq al-Sila Malaysia vis-à-vis Jakarta Future Exchange Shariah Indonesia: a comparative analysis
e-Marefa bibliographic record; original issuer ISRA. Publication/version: June 2013; catalogue date 30 June 2013. Access: Public metadata inspected in issue listing; full text not retrieved.
- J0 · ISRA International Journal of Islamic Finance — serial record
e-Marefa serial catalogue; historical publisher ISRA. Publication/version: Serial record, no issue publication day established. Access: Public serial metadata inspected via in-app browser.