ISRA International Journal of Islamic Finance — Volume 2, Issue 1 (June 2010)

Issue contents and authors

Original English titles are retained for citation. The summaries below are our short paraphrases of the source abstracts or stated research aims. Cautions about present use are our editorial scope notes. Category and entry order follow the publisher page.

1. Bank failure and oversight
2. Institutions and objectives
3. Public interest and parameters
4. Liquidity under pressure
5. Micro-enterprise outcomes
6. ETF performance and benchmarks
7. Proposed retakaful model
8. Rebate and early termination
9. Sukuk tranches and later analysis

Publication details across catalogues

A5 is cited here as pages 113–130, matching the university record and the scan’s printed facing pages 114–115 and final page 130. Crossref lists 111–128; the first scan page itself has no printed number. For A3, the original page names Mohamad Akram Laldin but Crossref says Mohammad Akram Laldin; for A4 it names Rifki Ismal but Crossref says Rifki Ismail; for A6 it names Abdou Diaw but Crossref says Abdo Diaw. Original credit is retained. The registry’s issue-level DOI has suffix v1i2 despite volume 2 issue 1 fields, so it is not presented as a verified issue DOI.

Crossref also records an editorial by Asyraf Wajdi Dusuki, pages 1–3, DOI 10.55188/ijif.v2i1.59. This is supplementary metadata, outside the nine substantive contributions on the recovered page; the editorial body was not read.

Use the research for a present decision

A fictional Malaysian saver, Arun, reads A6 because he wants to know whether an Islamic ETF can lose money. The reported comparison says both funds had negative performance despite outperforming their benchmarks. He should ask what is being tracked, what the costs are and which risks he can bear, rather than treat “better than the index” as “a positive return”. Source: AR, CR

SC’s InvestSmart explanation distinguishes fund costs from trading costs and market price from NAV. A Shariah label does not replace a prospectus, current status check or risk assessment. No present fee rate, fund ranking, dividend promise or minimum purchase is supplied here. Source: ETF

A5’s abstract envisages designing Islamic microfinance for Muslim and non-Muslim micro-entrepreneurs. It does not establish current AIM admission rules. For a present scheme, ask who may apply, whether the funds are repayable financing or a gift, the repayment schedule, all fees, security or group obligations, late-payment consequences and business support. A finding about a sample is not a promise that your income or assets will rise. Source: MICRO, AR

Muslim and non-Muslim readers can use this historical record. Participation in a selected financial product still depends on that provider’s actual rules and assessment. The journal is not an application form, an admission promise, a fatwa for your transaction or a

A short reading checklist

1. Match title, authors, volume, issue and page version before citing.
2. Distinguish a study result from a proposal or an abstract’s claim. Read the full original before relying on methods or detailed findings.
3. Keep 2010 rules and products within their historical setting. Obtain the applicable dated disclosure, contract and amendments for a present offer.
4. Write down who owns what, who pays whom, all costs, exclusions and what happens when things go wrong. Leave an unknown unanswered until the original supports it.

Related practical reading

• G21 · Shariah-compliant investing
• G31 · Zakat, waqf and donations — a different pathway for contribution types, not evidence that microfinance is a donation.
• Companion record: Volume 2, Issue 2

References

Research checked 6 October 2026. Live publisher requests failed; archived originals were retrieved freshly. Access is entry-specific: a public metadata record, a listed download and an opened full text are different. All source files remain external; no article PDFs are hosted here.

• AR · ISRA, original publisher; preserved by Internet Archive · Original issue page with all nine abstracts/research aims; historical.
• CR · Crossref; metadata deposited by journal publisher · Later registered bibliographic metadata; discrepancies retained above.
• MICRO · IIUM repository
• ETF · InvestSmart, Securities Commission Malaysia initiative