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Academic Qualification


  • 2013: Ph.D. in Islamic Finance, AIKOL, International Islamic University Malaysia (IIUM), (Scholar of ISRA Shariah Scholarship Award)
  • 2009: Masters of Comparative Law (MCL), AIKOL , International Islamic University Malaysia (IIUM)
  • 2007: English Proficiency, Centre for Languages and Pre-University Academic Development (CELPAD), IIUM.
  • 2006: LLB (Shariah), Islamic University of Madinah, KSA.
  • 2003: Arabic Calligraphy, Centre for Skills Development, Islamic University of Madinah, KSA.
  • 2000: Ijaazat for Quranic Sciences and Recitation, Zakariyyah Institute of Quranic Sciences, Nigeria.
  • 1998-2002: Arabic and Islamic Teaching Certificate, Imam University of Riyadh & Islamic University of Madinah, KSA.


Work Experience

  • August 2013-Present: Researcher, International Shariah Research Academy for Islamic Finance (ISRA).
  • January 2014-Present: Lecturer (Part-Time), International Centre for Education in Islamic Finance (INCEIF)-The Global Islamic Finance University
  • May 2013-July 2013: Research Officer, International Shariah Research Academy for Islamic Finance (ISRA).
  • January 2009-April 2013: Research Assistant, International Shariah Research Academy for Islamic Finance (ISRA).
  • 2009-2010: Tutor, Islamic Law Department, AIKOL, International Islamic University Malaysia (IIUM).

Areas of Interest


  • Islamic jurisprudence and legal theory (Fiqh & Usul Fiqh)
  • Islamic commercial laws (fiqh muamalat ) & Maqasid al-Shariah (Objectives of Islamic law)
  • Shariah issues in Islamic economics
  • Shariah issues in Islamic banking 
  • Shariah issues in Takaful and Retakaful
  • Shariah issues in Islamic capital market 
  • Shariah and Technical Issues in Islamic venture capital and private equity


Advisory/Professional Membership

  • April 2014-Present: Expert Witness, Musharakah Mutanaqisah (Concepts, Applications and Deliberations) ISRA Consultancy Sdn Bhd.
  • July 2014-Present: Trainer, Muammalat Consultancy and Training (MC&T)
  • November 2013-Present: Partner, Muslim Scholarship Fund of Nigeria (MSFN-Nigeria).
  • Feb & Sep 2013: Trainer (Part-Time), Executive Programme in Takaful, INCEIF.
  • 2008-Present, Chairman, AlBirr Cooperative, Investment and Credit Society (ACICS-Nigeria).


  • IRP No 57/2013 Offering MRTT for the Borrowers of Conventional Housing Loans: An Analysis from A Shariah Perspective
  • IRP No 66/2014 Protecting Takaful from the Risk of Failure: A Critical Appraisal of the Takaful and Insurance Benefits Protection System in Malaysia.
  • زكاة الديون المصرفية المؤجلة: عرض وتقييم (Zakat on Deferred Debts in Banking Institutions: A Critical Analysis and Evaluation (Review Process).
  • Debt from Shariah Perspective (on going)

Refereed Articles

  • Historical Development of Islamic Venture Capital: An Appraisal (Journal of Applied Sciences Research, 7 (13): 2377-2384, Scopus, 2011)
  • Characterization of ijārah mawṣūfah fi al-dhimmah in Islamic jurisprudence (Research Note at ISRA Journal December Issue, Scopus, 2013)
  • A Critical Study On Sharīʿah Compliant And SharīʿAh Based Products In Islamic Banking Institutions (Journal of Islamic and Human Advanced Research (JIHAR), Vol. 3, Issue 4, April 2013, 168-189) 
  • Doctrine of Judicial Precedents in Syariah Courts (MCP, Issued 2 of 2013) 
  • القواعد الفقهيّة المنظمة للاستثمارات المشتركة: رأس المال الجريء نموذجاً JIHAR, April 2013.
  • The Evolution of Islamic venture capital in Malaysia: An Expository Study, (MCP, Issued 3, 2013).
  • Feasibility of Application of Judicial Precedents in Syariah Courts, LexisNexis Dec, Issue, 2013
  • Islamic venture capital in Nigeria: Constraints and Opportunities in Kabiru, Isa Dandago, A.D. Muhammad and U.A. Oseni (Eds.), Essentials of Islamic Banking and Finance in Nigeria, Benchmark Publishers Limited: (Kano) Nigeria, 2013.
  • Doctrine of Judicial Precedent from Syariah Perspective in Ashgar Ali Ali Muhammad (ed.) Harmonization of Shariah and Civil Law, 2014. (under review).
  • Islamic Venture Capital in Malaysia: Development, Constraints and Way forward, International Journal of Excellence in Islamic Banking and Finance, issue 4, No 1. March, 2014.
  • An Analysis of Ethical Values in Islamic Entrepreneurship, International Journal of Excellence in Islamic Banking and Finance (under review).